Insurance & Billing
for chiropractic in Vancouver, Washington & Gresham, Oregon
Insurance & Billing FAQ
Do you accept my insurance?
Yes. We accept many major insurance plans for chiropractic care in Vancouver, Washington and Gresham, Oregon, including most PPO plans, Medicare, L&I (Washington Workers’ Compensation), and select Oregon Workers’ Comp MCOs. We verify your benefits before treatment.
What is a co-pay?
A co-pay is a fixed amount you pay at the time of your chiropractic visit. Your insurance company sets this amount.
What is co-insurance?
Co-insurance is your share of the cost after your deductible is met. For example, with an 80/20 plan, insurance pays 80% and you pay 20% for chiropractic services in Vancouver, Washington or Gresham, Oregon.
What is a deductible?
A deductible is what you must pay before insurance begins covering chiropractic care in Vancouver, Washington or Gresham, Oregon.
Will I know my cost before care?
Yes. Our chiropractic office in Vancouver, Washington and Gresham, Oregon checks your benefits in advance and explains your expected costs.
Deductible + Co-insurance
You pay your deductible first. After that, co-insurance applies for chiropractic services.
No insurance?
If you are seeking chiropractic in Vancouver, Washington or Gresham, Oregon without insurance, we offer self-pay options.
Is chiropractic covered?
Many plans cover chiropractic care for back pain, neck pain, sciatica, headaches, and joint pain in Vancouver, Washington and Gresham, Oregon.
Medicare?
Medicare covers chiropractic spinal adjustments for subluxation in Vancouver, Washington and Gresham, Oregon.
L&I Workers’ Comp
If you were hurt on the job in Washington, L&I (state workers’ compensation) covers chiropractic care for your accepted claim. We bill Washington L&I directly for covered treatment – just bring your claim number and we’ll handle the paperwork.
Claim denial?
If your chiropractic claim is denied in Vancouver, Washington or Gresham, Oregon, we will review your options with you.
Do I need a referral?
Most plans do not require a referral for chiropractic in Vancouver, Washington or Gresham, Oregon.
Why might my bill change?
Insurance processes claims based on your plan, deductible, and contracted rates for chiropractic care in Vancouver, Washington or Gresham, Oregon.
Insurance Accepted
- Aetna
- ASH
- Cigna
- Humana
- Providence
- Premera Blue Cross Blue Shield (BCBS)
- LifeWise
- Regence Blue Cross Blue Shield (BCBS)
- L&I — Washington Workers’ Compensation
- Medicare
- PacificSource
- Devoted Health
- TriWest
- United — Optum
- Oregon Workers’ Comp — MCO Providence
- MODA
Frequently Asked Questions
Do you take my insurance, and do you bill auto accident (PIP) claims?
We accept and bill many major PPO plans (like Aetna, Cigna, Regence, Premera, Providence, and others), Medicare, and Washington L&I, and we handle auto injury PIP and select workers' comp claims directly. Because every policy is different, we verify your specific benefits before treatment so you know your expected cost up front.
How much will I pay out of pocket for chiropractic or massage visits?
It depends on your plan: you usually pay your deductible first, and then co-insurance (for example, 20% on an 80/20 plan) applies. We check your benefits in advance and explain your expected costs before care, and we offer self-pay options if you don't have coverage.
Does Medicare cover chiropractic care at your clinic?
Medicare covers chiropractic spinal adjustments for a diagnosed subluxation, but it does not cover everything, such as massage or some exam and therapy services. We'll verify your Medicare benefits and let you know what is covered and what you may owe before your visit.